Last updated: September 2026
These Terms of Use ("Terms") govern your use of the wealtheducationspecialist.com website and your booking of, and attendance at, any call or session offered through it. wealtheducationspecialist.com is operated by Legacy Wealth Education, a trading name of John Philip Dembon. By using this website or booking a call or session, you agree to these Terms. This whole page was drafted for the previous operator's specific business and should be reviewed by a solicitor before you rely on it for your own business.
Legacy Wealth provides free educational content, paid strategy sessions, and WTGWC events about digital assets. The Discovery Call, 30-Minute Conversation, and FinPro Discovery Call are free of charge. The Crypto Wealth Blueprint is a paid session, currently $299 AUD; conditions may apply that affect eligibility for a complimentary session.
This website and its sessions are intended for individuals aged 18 and over. By booking a call or session, you confirm that you are at least 18 years of age.
Bookings for calls and sessions are completed through forms and booking tools provided by ICNXN. You are responsible for providing accurate information when booking, including accurate payment details for any paid session.
Once you have attended your Crypto Wealth Blueprint session, it has been delivered in full and no refund will be provided.
If you need to cancel or reschedule before your session takes place, contact us as soon as possible and we will arrange an alternative time.
Legacy Wealth provides general education only. Phil Dembon does not personally hold an Australian Financial Services Licence (AFSL), and nothing said or shared on this website or during a call constitutes personal financial, investment, tax, or legal advice. Wealth99 operates as a Corporate Authorised Representative of a separately licensed AFS Licensee. If you want advice tailored to your own circumstances, seek out an appropriately licensed professional.
Legacy Wealth hosts WTGWC ("What's the GO With Crypto") events, both online and in person. By attending a WTGWC event, whether in person or online, you consent to being photographed and/or recorded, and to that photo or recording being shared with other attendees and published on our website and social media channels as part of how we promote and document these events.
Legacy Wealth does not guarantee any specific investment outcome, financial result, or return from attending a session, using our educational content, or opening an account with Wealth99 through our referral link. Any financial or investment decisions you make are made at your own discretion and risk.
All content on this website, including text, graphics, and branding, is owned by or licensed to Legacy Wealth Education and may not be reproduced or used without permission.
Booking functionality on this website is provided through the third-party platform ICNXN. Your use of that platform is also subject to its own terms and privacy policy.
If you choose to open a Wealth99 account through a referral link on our website, your use of Wealth99's platform is governed by Wealth99's own terms, not these Terms. Wealth99 is operated by Quarterbar Financial Pty Ltd (ABN 98 622 320 754), which operates a digital asset currency exchange registered with AUSTRAC (Registration number 100587396). Phil Dembon may receive a referral fee if you open an account this way.
To the maximum extent permitted by law, Legacy Wealth and Legacy Wealth Education are not liable for any indirect, incidental, or consequential loss or damage arising from your use of this website or attendance at a call or session. Nothing in these Terms excludes, restricts, or modifies any guarantee, right, or remedy you may have under the Australian Consumer Law that cannot lawfully be excluded, restricted, or modified.
We may change, reschedule, or cancel a call or session, or update these Terms, at any time. Changes to these Terms take effect once published on this page.
These Terms are governed by the laws of Queensland, Australia, and you submit to the non-exclusive jurisdiction of the courts of Queensland, Australia. If you are a consumer located in another country, nothing in these Terms removes any protection you have under the mandatory laws of the country in which you live.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
If you have any questions about these Terms, contact us at [email protected].
See also our Privacy Policy.